Fixing Credit Since 2008

Sue | Settle | Smile

Let us review your credit reports for free and then enroll you in one of your credit repair programs:

  • The No Out Of Pocket Litigation Program


  • NEW – Paid Credit Repair Program

BBB A+ Accredited Business on Credit Repair in Georgia

Get Started Today


    Free Credit Report Review and Repair

    Worried your identity is in danger? Unsure whether your credit is secure after the Equifax data breach? Get a FREE credit report review and remove any inaccurate data from your credit report, all at no cost to you.

    How it Works

    Which Program Is Right For You?

    Both programs start with our free review of your credit reports.
    We look for items known inaccurate items and suspected inaccurate items.

    No Out Of Pocket Credit Repair Litigation Program

    We take a very aggressive stance towards known inaccuracies. We send one dispute letter to the credit bureaus. If they don’t respond appropriately, we sue them and the creditors reporting inaccurate information.

    We can get you damages of up to $1,000 or even more if you have actual damages. Best part of this program – it costs you nothing out of pocket for us to sue the bureaus and pursue your monetary damages.

    Paid Credit Repair Program

    For years, people have asked us to deal with their suspected inaccurate information. Now, we have a program to do just that which is why we have created our new Paid Credit Repair program. For $75 per month, we will:

    • Dispute up to 4 suspected inaccuracies per month.
    • Review your student loans with you to see if:
      • you are in the right repayment program or if you need a lower repayment plan;
      • you may be eligible for student loan forgiveness or discharge;
      • you may be eligible for student loan rehabilitation if you are in default;
      • you may be eligible for student loan consolidation if you have more than 1 student loan and any of them are in default.

    Our simple and transparent fee plan for our Paid Credit Repair Program

    We charge $75 per month for our Paid credit repair program. For a limited time, we are waiving our first month’s fees. Since we charge our fees after we have completed our monthly work on your file, you may expect to pay fees as follows:

    1 Dispute letter cycle 1 Review of your report $0
    2 Dispute letter cycle 2 $75
    3 Dispute letter cycle 3 and every month thereafter $75

    Compare Our Services To Any Other Credit Repair Firm

    Legitimate credit repair law firm operating in GA Yes No
    Our monthly charges $0 first month – $75 thereafter (you will need a credit monitoring service too) $79-$129 Plus first work fee for same amount
    Credit monitoring service Client incurs this extra monthly charge Client incurs this extra monthly charge
    Student loan consulting included Yes No
    Talk to a real Credit Repair Lawyer Yes No
    Litigate your errors and mistakes at no out of pocket charge to you Yes No
    Review your credit at the beginning to see if we can possibly help Yes No
    Give you a copy of your dispute letters to review Yes No

    Our Services

    Errors on Credit Reports

    80% of all credit reports have errors. Learn how to fix yours at no out of pocket costs.

    Learn More About Credit Report Errors

    Fixing Identity Theft

    Identity theft is the fastest growing crime in America. Don’t remain a victim.

    View More

    Stopping Debt Collectors

    Debt collectors have some power – we give you more & stop debt collectors.

    Stop Debt Collectors Today

    Is your Telephone Blowing Up?

    Are debt collectors constantly calling you? Our credit lawyers can make it stop.

    Contact Our Lawyers Today
    Book Appointment

    We are ready to take on your fight!

    We used to be Michigan Consumer Credit Lawyers. We are the largest filers of federal lawsuits under the Fair Debt Collection Practices Act and the Fair Credit Reporting Act in Michigan. Our No Fee Program was so popular that we expanded into Arizona. We are now expanding into other states (Ohio and Georgia) as well with our new firm name and brand, Credit Repair Lawyers of America.

    About Us

    I am Carl Schwartz, 2016. I came to Credit Repair Lawyers of America with extensive experience fighting for consumers under the Fair Credit Reporting Act and the Fair Debt Collection Act. I am a graduate of the University of Michigan.

    We have been fixing errors and mistakes on credit since 2008 and have never had our clients pay us out of their pocket for our fees. We make the credit reporting agencies and lenders pay our fees and costs so you don’t have to. Call me today for a free no obligation consultation at (404) 591-6680 or email me.

    View More
    About Us Gary Nitzkin

    Carl Schwartz

    Licensed in MI only

    Latest Credit News From Our Blog

    Check Out Our Reviews!

    Would recommend this company to anyone with false information on their credit report and can’t get anywhere themselves! The entire staff was professional, communicative and helpful through the whole process. Because of them I was able to get false reporting taken off my credit report & raise my credit score. Not only did it not cost me a penny to use them, they were able to get me money in my pocket!

    ★★★★★ Married Couple, Norcross, GA

    “He knew what he was talking about. He listened to me. As things went along, I grew to trust him even more. I’d recommend him to anyone.”

    ★★★★★ Construction Worker, Mableton, GA

    This team of lawyers are awesome and resolving your situation. Very professional and they keep you informed just all around awesome very happy with this team of lawyers. Thank you all for resolving my issue. God bless.

    ★★★★★ Nurse, Atlanta, GA

    Book Appointment

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